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Example: "How do I apply for a financial institution licence?", "FMA Annual Report 2024"
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Peer-to-peer lending is a type of financial market service covered by the FMC Act. Find out more about becoming a peer-to-peer lending service provider, the licensing and registration and compliance obligations along with exemptions available in New Zealand.
Explore the FMA's comprehensive business services including licensing, supervision, and compliance for financial advisers, FAPs, DIMS providers, MIS managers, and other financial entities. Stay up to date with regulatory obligations, fair conduct programmes, and support tools to meet New Zealand's financial market standards.
Peer-to-peer lending providers match people who want loans with people who might be willing to fund those loans. You may be offered a high interest rate, but this is because you take more risk. Find out more about peer-to-peer lending along with the risks and returns here.
Lending Crowd Limited, FSP390986, is licensed to provide peer-to-peer lending service.
Zagga Limited (previously Lendme Limited), FSP393946, is licensed to provide peer-to-peer lending service.
Audit Quality MONITORING REPORT 1 JULY 2019 - 30 JUNE 2020