Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Pages in this section

Services

The Services section of our website provides an overview of the compliance obligations of key financial market participants.

Choose your role on the main 'Services' menu to find out who needs to comply, your main obligations, information on licensing, fees and exemptions. 

Licensing

All licensing requirements are defined by role in the 'services' section. 

Focus areas

This section contains information about conduct regulation, ethical finance, climate related disclosures, innovation in financial markets, operational resilience, AML/CFT and consultations. 

Online services

Online Services is a secure portal hosted by the FMA for submitting some licence applications, regulatory returns and scheme information, and notifications.

Legislation

This section explains the Financial Markets Conduct Act 2013 and other legislation we enforce.

Contact us

How to get in touch with the FMA, and details of who to contact if the matter doesn't fall under our remit or can more easily be resolved by another government agency or organisation.

Upcoming events and announcements

09 Jul 2025 Wed 12:00pm

CFA Society webinar

The FMA’s inaugural Financial Conduct Report and focus over next 12 months.

22 Jul 2025

New Zealand Risk & Resilience Summit 2025

Tue 9:00am
See details →
23 Jul 2025

Advanced Auditing course: Climate Change Assurance

Wed 12:00pm
06 Aug 2025

CoFI and incentives regulations webinar

Wed 10:00am

Monthly market engagement undertaken by the FMA

Talking to the Market is essential to the FMA as an engagement led regulator. Understanding institutions, associations and other related parties' interests or business models supports our statutory duty to "promote and facilitate the development of fair, efficient, and transparent financial markets; and to promote the confident and informed participation of businesses, investors, and consumers in the financial markets'.

Each month a broad range of FMA staff, from Directors to our CEO, to executives and those on the front-line meet with people from across the industry.

For the months of January - March 2025, we engaged with:

Financial Advice Providers 43
Financial Institutions (e.g. Deposit Takers, Insurers, MIS Managers) 153
Other engagements (e.g. Industry Associations, Dispute Resolution Schemes, Regulators, Tech Service Providers) 85
Grand Total 281

Latest news

Media releases
04 Jul 2025
FMA investigation into Senior Trust Capital Limited ongoing
FMA’s investigation into Senior Trust Capital’s share offer and disclosures is ongoing; STC withdraws offer and updates investors.
Articles
01 Jul 2025
Spotlight on cryptocurrencies
Cryptocurrencies are highly volatile, and many investors have been attracted to the spectacular gains in recent times. In this article, the FMA talks ...
Media releases
30 Jun 2025
Former financial adviser pleads guilty to charges of theft
Ex-financial adviser Murray McClune has pleaded guilty to $1.7M theft from elderly clients, following an investigation by the FMA.
Media releases
27 Jun 2025
Former CBL Group CFO ordered to pay penalty and costs for continuous disclosure breaches
Former CBL Group Chief Financial Officer (CFO), Carden Mulholland, has been ordered to pay a pecuniary penalty of $641,250 for breaches of the continu ...
Media releases
27 Jun 2025
Statement by the FMA on Senior Trust Retirement Village Income Generator Limited
FMA confirms ongoing investigation into STIG’s past disclosures; new PDS lodged 16 June 2025 with major updates for investors.
Media releases
26 Jun 2025
FMA cancels Filcare Services Limited’s Financial Advice Provider licence
Filcare’s cancelled licence follows the termination of its distribution agreement with Fidelity Life Assurance Company Limited and AIA New Zealand L ...
Reports and papers
25 Jun 2025
Financial Conduct Report
The Financial Conduct Report is an annual publication providing key regulatory priorities for the coming year for the financial advice, investment man ...
Media releases
25 Jun 2025
New Financial Conduct Report sets out key areas of FMA focus for the year ahead
The FMA has today released The Financial Conduct Report designed to provide clarity to the financial sector on what to expect from the regulator in th ...

Related content

Climate related disclosures

The New Zealand government has introduced a new regime making climate-related disclosures mandatory for some organisations. 

Conduct of Financial Institutions (CoFI) legislation

The Financial Markets (Conduct of Institutions) Amendment Act 2022 amends the Financial Markets Conduct Act 2013 to ensure certain financial institutions treat consumers fairly.

 

Financial Institution licensing

Any registered bank, licensed insurer, or licensed non-bank deposit taker in the business of providing one or more relevant services will need to hold a financial institution licence to continue operating, if that service is received by a consumer in New Zealand.