Consumer

We want investors and consumers to make good decisions, know their rights and how to protect themselves.

Consumer

We want investors and consumers to make good decisions, know their rights and how to protect themselves.

Topics in this section

Investing

In the investing section we help you work out what kind of investor you are; provide useful information on the risk profile of different investment types and give you the fundamentals of managing your investments to meet your goals. 

The information is useful to novice investors and serves as a good reminder to confident investors.

Getting financial advice

In the Getting Advice section we'll talk you through how to find and work with an adviser and what to do if you have problems. We'll also cover mortgage, insurance and investment advice in depth.

Everyday finance

The everyday finance section explains everyday financial services like banking and insurance, what conduct you should expect from them and what to do when things don't go as expected. 

KiwiSaver and Superannuation

The KiwiSaver & Superannuation section talks about the New Zealand superannuation scheme, KiwiSaver and how to manage your KiwiSaver to achieve your goals. We also provide you with information about other superannuation schemes, and how to transfer your overseas retirement fund to New Zealand. 

Scams

Investment scams are becoming increasingly more sophisticated at targeting even the most vigilant person. Because many scams are operated by criminals overseas, once you’ve given them any money it is very hard and very rare to get it back – even from countries with tough anti-fraud laws. Where you send it probably isn’t where it ends up. That’s why it’s vital you protect yourself by keeping informed.

Warnings and alerts

This list of warnings and alerts on this page contains the names of businesses or individuals you should be wary of if you are planning to invest. 

Latest news

Podcast
29 Apr 2025
Market Volatility and Your Investments with Brad Olsen | Jess Learns to Invest Episode 4
This episode dives into the topic of Market Volatility, featuring Principal Economist at Infometrics, Brad Olsen.
Podcast
02 Apr 2025
Understanding Managed Funds with Tom Hartmann | Jess Learns to Invest Episode 3
In this episode of Jess Learns to Invest, Jess talks to Sorted NZ personal finance lead, Tom Hartmann.
Podcast
05 Mar 2025
Women who Invest with Frances Cook | Jess Learns to Invest Episode 2
As we approach International Women’s Day, Jess talks financial Journalist and educator Frances Cook to discuss how women often approach investing di ...
Podcast
05 Feb 2025
Investing 101 with Simran Kaur | Jess Learns to Invest Episode 1
Jess, a 27-year-old newbie in the world of investing, talks to Simran Kaur about her journey and shares practical tips for anyone looking to start inv ...
Articles
20 Dec 2024
Money with Mary
In our series “Money with Mary,” personal finance legend Mary Holm shares practical tips on a variety of money matters.
Media releases
18 Dec 2024
FMA censures Pathfinder for misleading representations
FMA censures Pathfinder for misleading KiwiSaver ethical claims on animal testing and fossil fuels, urging transparency in investment advertising.
Media releases
02 Dec 2024
Inaugural Consumer Confidence survey provides valuable insights for FMA and financial services sector
The inaugural Consumer Confidence survey report 2024 from the FMA shows that three quarters of New Zealanders believe financial service providers trea ...
Podcast
28 Nov 2024
Navigating KiwiSaver Episode 4: KiwiSaver fees
Jess and Stuart are back for episode 4 of our Navigating KiwiSaver series. In this episode, Stuart explains KiwiSaver fees, he also touches on active ...
Podcast
21 Nov 2024
Navigating KiwiSaver Episode 3: KiwiSaver Contributions
Did you know there are five contribution rates when it comes to your KiwiSaver — 3%, 4%, 6%, 8% or 10?
Podcast
14 Nov 2024
Navigating KiwiSaver Episode 2: KiwiSaver Funds
In this episode, Jess asks Stuart to break down the different types of KiwiSaver funds.

View all articles