We are New Zealand’s Financial Conduct Regulator

The Financial Markets Authority – Te Mana Tātai Hokohoko

We're responsible for promoting and facilitating fair, efficient, and transparent financial markets in New Zealand

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The Financial Markets Authority (FMA) is New Zealand's principal conduct regulator for financial markets. As an independent Crown entity, we work to ensure financial markets are fair, efficient, and transparent - supporting a strong economy and the financial wellbeing of all New Zealanders.

We licence and supervise financial services providers, enforce standards, and provide guidance to help firms comply with the law. We also offer resources to help consumers make informed financial decisions.

Our approach is outcomes-focused, transparent, and risk-based. We collaborate across the system to improve financial outcomes and act where we can make the greatest impact.

 

Learn more about what we do

RECOMMENDED READING

Financial Conduct Report

The Financial Conduct Report sets out the FMA's regulatory priorities for the next 12 months to support our statutory objective of fair, efficient and transparent financial markets, and demonstrates our outcomes-focused approach in practice.  

We encourage boards, executives and leaders to use the Financial Conduct Report to understand FMA’s regulatory priorities for the coming year and consider any insights for their business to secure better outcomes for consumers and markets. 

View the Financial Conduct Report

Latest news

BNZ admits misleading conduct and pays $2.6 million
BNZ admits misleading conduct and pays $2.6 million
BNZ admits misleading conduct on interest calculations and pays 2.6 million after FMA action affecting over 23,000 customers
Ensuring fair consumer outcomes from insurer benefits and campaigns
Ensuring fair consumer outcomes from insurer benefits and campaigns
FMA outlines expectations for insurer benefits and sales campaigns to support fair consumer outcomes under the CoFI regime in New Zealand.
FMA files 61 mortgage fraud charges against six individuals
FMA files 61 mortgage fraud charges against six individuals
FMA files 61 charges against six individuals over alleged mortgage fraud in Manukau District Court under multiple New Zealand laws.
FMA welcomes third reading of Bill, prepares for transfer of regulatory responsibility for consumer credit
FMA welcomes third reading of Bill, prepares for transfer of regulatory responsibility for consumer credit
FMA welcomes passage of the CCCFA Amendment Bill confirming 1 July 2026 transfer of consumer credit regulation to the FMA.
Climate disclosures improving, but sharper focus needed on physical risks and impacts
Climate disclosures improving, but sharper focus needed on physical risks and impacts
FMA’s 2026 Climate-related Disclosures Insights Report shows improving reporting but urges stronger focus on physical risks impacts and data quality ...
FMA Chief Executive to conclude term in January 2027
FMA Chief Executive to conclude term in January 2027
FMA announces Chief Executive Samantha Barrass will conclude her term in January 2027 as the Board prepares to recruit a successor.

Upcoming events and announcements

24 Jun 2026 Wed 8:30am

Appointed Actuaries Forum

FMA Head of Insurance Jane Brown and Director, Deposit Taking, Insurance and Advice, Michael Hewes will both speak at the NZ Society of Actuaries’ Appointed Actuaries Forum. This year’s theme is Shaping the Future — Regulation, Affordability, and Innovation.

21 Jul 2026

2026 Financial Advice Provider (FAP) Forums (Wellington Session 1)

21 Jul 2026

2026 Financial Advice Provider (FAP) Forums (Wellington Session 2)

23 Jul 2026

2026 Financial Advice Provider (FAP) Forums (Palmerston North Session)