Guidance Library | Financial Markets Authority

Record Keeping Guidance affordability assessments for borrowers and guarantors

Guidance on CCCFA record keeping for affordability assessments covering borrower and guarantor income expenses and repayment checks.

Disclosure for lenders Guidelines

Consumer Credit Fees Guidelines

FMA consumer credit fees guidelines covering CCCFA rules, reasonable fees, disclosure requirements and lender obligations in New Zealand.

Interest charges under a consumer credit contract

FMA CCCFA interest charges rules covering disclosure calculation default interest and lender obligations for consumer credit contracts NZ.

Initial disclosure under a consumer credit contract

FMA CCCFA initial disclosure rules covering lender obligations required contract information borrower rights and disclosure requirements NZ.

Sustainability-related disclosure guidance

FMA guidance explaining how sustainability related claims must be clear substantiated and consistent under the FMC Act for financial products.

Audit quality - a director’s guide

Audit quality – a director’s guide offers guidance for directors and shareholders of New Zealand FMC reporting entities about how to improve audit quality.

Complaints: Ensuring consumers are treated fairly

This information sheet provides information and examples to help financial service providers licensed under the Financial Markets Conduct Act 2013 ensure consumers are treated fairly when they make a complaint.

DIMS limit break and related party transaction reporting under the FMC Act

This guide is for Discretionary Investment Management Service (DIMS) licence holders. It explains how to complete online limit break and related-party transaction reporting, and the information you will need at the time you submit.

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