Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Pages in this section

Services

The Services section of our website provides an overview of the compliance obligations of key financial market participants.

Choose your role on the main 'Services' menu to find out who needs to comply, your main obligations, information on licensing, fees and exemptions. 

Licensing

All licensing requirements are defined by role in the 'services' section. 

Focus areas

This section contains information about conduct regulation, ethical finance, climate related disclosures, innovation in financial markets, operational resilience, AML/CFT and consultations. 

Online services

Online Services is a secure portal hosted by the FMA for submitting some licence applications, regulatory returns and scheme information, and notifications.

Legislation

This section explains the Financial Markets Conduct Act 2013 and other legislation we enforce.

Contact us

How to get in touch with the FMA, and details of who to contact if the matter doesn't fall under our remit or can more easily be resolved by another government agency or organisation.

Upcoming events and announcements

15 Sept 2025 Mon 12:00pm

Steadfast Financial Advice Conference

FMA’s Director, Deposit Taking, Insurance and Advice speaks to the Steadfast Conference on the FMA’s priorities. 

24 Sept 2025

IRD Senior Tax Technical Conference

Wed 12:00pm
06 Oct 2025

Financial Services Federation Credit roundtable

Mon 10:00am
09 Oct 2025

INFINZ event on KiwiSaver investment in private assets

Thu 12:00pm

Monthly market engagement undertaken by the FMA

Talking to the Market is essential to the FMA as an engagement led regulator. Understanding institutions, associations and other related parties' interests or business models supports our statutory duty to "promote and facilitate the development of fair, efficient, and transparent financial markets; and to promote the confident and informed participation of businesses, investors, and consumers in the financial markets'.

Each month a broad range of FMA staff, from Directors to our CEO, to executives and those on the front-line meet with people from across the industry.

For the months of April – June 2025, we engaged with:

Financial Advice Providers 39 (including 11 FAP Forums that engaged over 400 advisers) 
Deposit Takers, Insurers, MIS Managers  170
Other engagements (e.g. Industry Associations, Dispute Resolution Schemes, Regulators, Tech Service Providers) 69
Grand Total 278

Latest news

Consultations
11 Sept 2025
Consultation: Proposed class exemption for entities incorporated in foreign jurisdictions from New Zealand climate reporting duties
The FMA is considering an exemption from FMC Act climate reporting duties for some foreign climate reporting entities, who would instead lodge their h ...
Reports and papers
10 Sept 2025
KiwiSaver Annual Report
The annual KiwiSaver Report summarises our activities as a regulator relating to KiwiSaver during the reporting period. View the KisiSaver Annual Repo ...
Speeches & presentations
10 Sept 2025
Speech by Samantha Barrass to Financial Services Council 2025 Conference
Samantha Barrass, CE, Financial Markets Authority talks about KiwiSaver Annual Report at the FSC Annual Conference.
Media releases
10 Sept 2025
KiwiSaver Annual Report 2025 shows scheme resilience amidst tough economic times
KiwiSaver Annual Report 2025 shows 10% growth to $123B, resilience in tough times, and rising concern over non-contributing members.
Media releases
08 Sept 2025
ANZ admits to making misleading statements and makes payment of $3.25 million
ANZ admits misleading conduct, pays $3.25M after FMA investigation into overdraft fees and mortgage incentive breaches.
Consultations
04 Sept 2025
Discussion paper: Tokenisation in financial markets
The FMA is seeking feedback on the current use and future potential of tokenisation in New Zealand’s financial markets. Have your say by 31 October ...