Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Pages in this section

Services

The Services section of our website provides an overview of the compliance obligations of key financial market participants.

Choose your role on the main 'Services' menu to find out who needs to comply, your main obligations, information on licensing, fees and exemptions. 

Licensing

All licensing requirements are defined by role in the 'services' section. 

Focus areas

This section contains information about conduct regulation, ethical finance, climate related disclosures, innovation in financial markets, operational resilience, AML/CFT and consultations. 

Online services

Online Services is a secure portal hosted by the FMA for submitting some licence applications, regulatory returns and scheme information, and notifications.

Legislation

This section explains the Financial Markets Conduct Act 2013 and other legislation we enforce.

Contact us

How to get in touch with the FMA, and details of who to contact if the matter doesn't fall under our remit or can more easily be resolved by another government agency or organisation.

Monthly market engagement undertaken by the FMA

Talking to the Market is essential to the FMA as an engagement led regulator. Understanding institutions, associations and other related parties' interests or business models supports our statutory duty to "promote and facilitate the development of fair, efficient, and transparent financial markets; and to promote the confident and informed participation of businesses, investors, and consumers in the financial markets'.

Each month a broad range of FMA staff, from Directors to our CEO, to executives and those on the front-line meet with people from across the industry.

For the months of July– Sep 2025, we engaged with:

Financial Advice Providers 74
Deposit Takers, Insurers, MIS Managers  184
Other engagements (e.g. Industry Associations, Dispute Resolution Schemes, Regulators, Tech Service Providers) 35
Grand Total 293

Latest news

Media releases
22 Dec 2025
Update on Interim Liquidation of Chance Voight
FMA urges Chance Voight investors to seek advice before funding Bernard Whimp as liquidation and asset preservation orders proceed.
Media releases
15 Dec 2025
FMA confirms investigation into Chance Voight
FMA investigates Chance Voight and appoints PwC as interim liquidators for six entities following court action in December 2025.
Media releases
11 Dec 2025
FMA censures Opes for breaching financial advice provider licensee obligations  
FMA censures Opes for breaching financial advice provider obligations, citing record-keeping, client understanding, and conflict risks.
Research
10 Dec 2025
He Kākahu Whenua: A case study of Toha Network and East Coast Exchange
This Kaupapa Māori research report explores the opportunities, challenges and barriers encountered by innovative Māori Fintech provider Toha Network ...
Media releases
10 Dec 2025
Two Kaupapa Māori research papers released to fill gaps in sector data
FMA releases Kaupapa Māori research on Māori consumer experiences and innovative providers in Aotearoa financial markets.
Media releases
09 Dec 2025
Tower ordered to pay $7 million penalty for misleading representations
General insurer Tower has been ordered to pay a $7 million penalty for misleading representations that resulted in more than $11 million in overcharge ...