Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Pages in this section

Services

The Services section of our website provides an overview of the compliance obligations of key financial market participants.

Choose your role on the main 'Services' menu to find out who needs to comply, your main obligations, information on licensing, fees and exemptions. 

Licensing

All licensing requirements are defined by role in the 'services' section. 

Focus areas

This section contains information about conduct regulation, ethical finance, climate related disclosures, innovation in financial markets, operational resilience, AML/CFT and consultations. 

Online services

Online Services is a secure portal hosted by the FMA for submitting some licence applications, regulatory returns and scheme information, and notifications.

Legislation

This section explains the Financial Markets Conduct Act 2013 and other legislation we enforce.

Contact us

How to get in touch with the FMA, and details of who to contact if the matter doesn't fall under our remit or can more easily be resolved by another government agency or organisation.

Upcoming events and announcements

16 Jun 2025 Mon 12:00pm

2025 New Zealand Capital Market Symposium (NZCMS)

The New Zealand Capital Market Symposium brings together finance academics and industry practitioners to discuss current issues shaping New Zealand’s financial markets. This year's theme is the role of AI and fintech in financial markets.

19 Jun 2025

Community Advice Bureau, Waiheke team scam awareness training

Thu 2:00pm
25 Jun 2025

NZ Society of Actuaries - Appointed Actuary Forum event

Wed 9:00am
See details →
22 Jul 2025

New Zealand Risk & Resilience Summit 2025

Tue 9:00am
See details →

Monthly market engagement undertaken by the FMA

Talking to the Market is essential to the FMA as an engagement led regulator. Understanding institutions, associations and other related parties' interests or business models supports our statutory duty to "promote and facilitate the development of fair, efficient, and transparent financial markets; and to promote the confident and informed participation of businesses, investors, and consumers in the financial markets'.

Each month a broad range of FMA staff, from Directors to our CEO, to executives and those on the front-line meet with people from across the industry.

For the months of January - March 2025, we engaged with:

Financial Advice Providers 43
Financial Institutions (e.g. Deposit Takers, Insurers, MIS Managers) 153
Other engagements (e.g. Industry Associations, Dispute Resolution Schemes, Regulators, Tech Service Providers) 85
Grand Total 281

Latest news

Consultations
22 May 2025
Review of expiring class exemption notices, and designations
We are seeking feedback on our review of 14 class exemption notices that support the regime under the Financial Markets Conduct Act 2013. These notice ...
Media releases
22 May 2025
FMA issues a warning on managed investment scheme
The FMA has issued a public warning about a managed investment scheme operated by Jesse Joseph Vaughan and former NZ company Crypto Partners Limited ( ...
Guidance
06 May 2025
DIMS limit break and related party transaction reporting under the FMC Act
This guide is for Discretionary Investment Management Service (DIMS) licence holders. It explains how to complete online limit break and related-party ...
Research
29 Apr 2025
Consumer Confidence Factsheet 2025
A nationwide Consumer Confidence Survey was commissioned by the FMA in 2024, with the aim of gaining a better understanding of New Zealanders’ exper ...
Research
29 Apr 2025
​Key takeaways from the CrowdStrike event survey​
In October 2024, the FMA conducted a survey to see how well financial service providers were prepared for and responded to the CrowdStrike incident.
Media releases
29 Apr 2025
FMA confirms fintech sandbox participants
The FMA has announced the six fintech firms who will be testing their innovative products, services or business models in the FMA’s pilot regulatory ...
Media releases
11 Apr 2025
FMA files criminal charge against former financial adviser
FMA charges former financial adviser Prem Gounder for dishonestly using a false document, reinforcing trust and accountability in NZ financial markets ...
Reports and papers
04 Apr 2025
Fair conduct programme insights report
Insights from the FMA’s review of fair conduct programmes received from financial institutions ahead of the commencement of the CoFI regime

Related content

Climate related disclosures

The New Zealand government has introduced a new regime making climate-related disclosures mandatory for some organisations. 

Conduct of Financial Institutions (CoFI) legislation

The Financial Markets (Conduct of Institutions) Amendment Act 2022 amends the Financial Markets Conduct Act 2013 to ensure certain financial institutions treat consumers fairly.

 

Financial Institution licensing

Any registered bank, licensed insurer, or licensed non-bank deposit taker in the business of providing one or more relevant services will need to hold a financial institution licence to continue operating, if that service is received by a consumer in New Zealand.