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Found 103 results. Displaying page 1 of 7

1. 6 May 2025

   Cryptocurrencies

   Cryptocurrencies are high risk, speculative products that operate differently to traditional investments. Only invest what you can afford to lose and use New Zealand-based platforms to give yourself some level of protection.

2. 31 March 2025

   Insurance

   When you buy insurance products, you have certain rights and your provider has obligations to make sure you're treated fairly and those products suit your needs. The FMA monitors both insurers and the financial advisers selling insurance products to ensure they are delivering those outcomes.

3. 31 March 2025

   Banking

   The FMA regulates certain products that may be offered by banks (e.g. managed funds) to you. The FMA is interested in the overall conduct of banks. THe FMA does not have a direct legislative mandate for regulating the conduct of providers of core retail banking (such as lending, credit and bank accounts).

4. 31 March 2025

   Everyday finance

   These pages explain how everyday financial services like banking and insurance are impacted by the Conduct of Financial Institutions (CoFI) Act, what conduct you should expect from them and what to do when things don't go as expected.

5. 27 March 2025

   Make a protected disclosure (whistleblowing)

   If you believe there has been serious wrongdoing in relation to the financial markets by the organisation you work for, you can make a protected disclosure (whistle blowing).

6. 25 March 2025

   Disputes and consumer protection

   The Banking Ombudsman investigates and resolves disputes between customers and their banks. They also deal with complaints about a range of non-bank financial service providers. The Reserve Bank of New Zealand is the prudential supervisor of banks and insurance companies.

7. 20 March 2025

   Key terms under the CoFI regime

   The Financial Markets (Conduct of Institutions) Amendment Act 2022 has introduced some key terms to describe the framework for regulating the conduct of financial institutions in New Zealand – also known as the CoFI regime. This page lists some of the key terms and their definitions.

8. 12 March 2025

   Working with a financial adviser

   Learn what it's like working with an adviser. All advisers must follow the new Code of professional conduct for Financial Advice Services.

9. 17 February 2025

   Myth

   Investing myths debunked by Mary Holm.

10. 31 January 2025

    Consumer

    This section of our website provides useful information for consumers or investors on investment basics; getting financial advice, everyday finance such as banking and insurance and financing retirement with a superannuation fund or KiwiSaver.

11. 7 October 2024

    Scam basics

    This FMA webpage talks about types of scams, how to avoid being scammed, how to report a scam, COVID-19 scams and how to have a scam warning removed.

12. 25 July 2024

    Investment advice

    An investment adviser works with you to: Understand your needs and goals, find options to suit your situation, explain how each investment works, the risks and possible returns, and what it costs, and more.

13. 5 July 2024

    Bonds Guide

    The Bonds Guide provides investors with information on how to choose, buy and own bonds.

14. 5 July 2024

    Managed Fund Guide

    The Managed Fund Guide is your guide to choosing, buying and monitoring managed funds and exchange traded funds (ETFs).

15. 5 July 2024

    Shares guide

    The Shares Guide was produced by the FMA to help novice investors navigate investing in shares.