How to operate

From the start of the financial advice regime on anyone who gives regulated financial advice to retail clients must either hold, or operate under, a Financial Advice Provider licence. This page provides information on 5 different ways you can operate in the financial advice regime.

How to operate in the financial advice regime

Following are the more straightforward ways you can operate going forward. They don’t cover all possible options –  for example, more complex business arrangements (including authorised bodies) or those mostly applying to larger organisations are not included.