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Compare KiwiSaver data

Page last updated: 14 Jun 2019

About the KiwiSaver Tracker

The Kiwisaver Tracker shows the relationship between KiwiSaver funds and fees and returns for at least one year. It also shows the risk and benchmark information for each fund and fee and return information by fund type and return period.

The Tracker excludes funds that:

  • Have no members or no funds under management
  • Are in restricted schemes
  • Have exemptions

Where does the information come from?

The Tracker uses quarterly data from KiwiSaver providers via the Disclose Register. Investors also get this data in their quarterly KiwiSaver fund updates. Other sources of KiwiSaver fee and return information may use a different approach with different returns. We encourage investors to query this with their providers to better understand and evaluate their KiwiSaver fund.

About the market index

In order to allow KiwiSaver members to compare their funds to the performance of the market, the law requires managers to show the returns of a 'broad-based securities market index' for each fund they manage. The index they choose must be widely recognised and used in financial markets and must match as closely as possible the assets in, and level of risk of, the fund. KiwiSaver investors can then make a useful companrison between the returns of the overall market index and the returns of their fund. This helps them assess whether they are getting appropriate returns for the risk they are taking and the fees they are paying.

Other important points

  1. While we aim to provide the most acurate and up-to-date information, if the data provided to us by KiwiSaver providers is incorrect, this will be reflected in the Tracker's data. 
  2. Some providers use different methods to calcualte their performance.
  3. We've used the Sorted way to group funds. This is based on the amount of growth assets a fund holds. Some KiwiSaver fund names don't match these fund types. For example, a fund called 'defensive' may hold more than 10% growth assets, which would place it in the 'conservative' fund type. Funds can move from one fund type to another over time. This is because some fund managers change their investments based on market conditions.
  4. If KiwiSaver providers believe there is a mistake with their data, they should correct it before the next quarterly update. They may also contact us.
  5. Investment decisions should not e made only by using the Tracker. You can find other important information about KiwiSaver providers and fund types using fundfinder.sorted.org.nz. 
  6. If you have any questions about your fund, please contact your KiwiSaver provider directly. You can find their contact details at kiwisaver.govt.nz/providers/ks-providers.html
  7. Returns shown are before tax and after annual fees (excluding fixed membership fees).
  8. Your own returns may differe based on your individual tax rate. Fees are shown as an average over a five-year period. For one-year data, the fee shown is for that year. The percentage of return paid in fees is the fees divided by the return.
  9. Please note: We do not make any representation or give any assurance of the accuracy, quality or completeness of the consolidated data submitted by KiwiSaver managers. Managers are responsible for their individual data.

  10.  

    We provide the consolidated data file for public use on the following basis:
  • The information contained in the consolidated data file is publicly available. This can also be obtained from each manager's KiwiSaver scheme website or from the Disclose Register.
  • Unless we have to exclude any data that is in an incompatible format, we will not change or modify the information in any way.
  • We disclaim all liability that may arise from any losses incurred by any person from the use of the information contained in the consolidated data file.

What if returns are negative?

When returns are negative, you still pay fees. To keep this tool simple, we show the percentage of a negative return paid in fees as 'a loss'.

How to work out your annual fee in dollar terms

Since April 2018, KiwiSaver providers must show fees in dollar terms on annual member statements. This tool doesn't give you fees in dollar terms but the information provided enables you to work this out.

For example, if your balance is $10,000, a 1.2% annual fee means you pay $120 per year (plus any applicable membership fee). See the Sorted KiwiSaver fees calculator for more on how to calculate and compare.

View the KiwiSaver Tracker 

KiwiSaver Tracker is updated quarterly and users can embed it within their own websites. It complements information provided on Sorted's KiwiSaver Fundfinder tool.

TIP: To view data clearly, choose 'full-screen mode' by pressing the f11 key.

Fund update files

Quarterly

Annual

 

March

June

September

December

 

2019

Fund updates (Disclose)

updated 10/05/19

       

2018

Fund updates (Disclose)

updated 31/05/18

Fund updates (Disclose)

updated 10/08/18

Fund updates (Disclose)

updated 13/12/18

Fund updates (Disclose)

updated 22/03/19

 No longer supplied

2017

Fund updates (Disclose)

updated 17/08/17

Fund updates (Disclose)

updated 17/08/17

Fund updates (Disclose)

updated 9/11/17

Fund updates (Disclose)

updated 26/02/18

 No longer supplied

2016

Quarterly Disclosure Statement
updated 3/08/2016

Fund updates (Disclose)
updated 17/06/2016

Quarterly Disclosure Statement
updated 3/08/2016

Fund updates (Disclose)
updated 9/08/2016

Quarterly Disclosure Statement
updated 2/12/2016

Fund updates (Disclose)
updated 15/12/2016

Fund updates (Disclose)

updated 8/03/2017

Annual Disclosure Statement
updated 3/08/2016

2015

Quarterly Disclosure Statement
updated 12/04/2016

Quarterly Disclosure Statement
updated 30/10/2015

Quarterly Disclosure Statement
updated 04/11/2015 

Fund updates (Disclose)
updated 11/04/2016

Quarterly Disclosure Statement
updated 12/04/2016 

Fund updates (Disclose)
updated 11/04/2016

Annual Disclosure Statement
updated 12/04/2016

2014

Quarterly Disclosure Statement
updated 30/10/2015
Quarterly Disclosure Statement
updated 30/10/2015
Quarterly Disclosure Statement
updated 30/10/2015
Quarterly Disclosure Statement
updated 12/04/2016
Annual Disclosure Statement
updated 30/10/2015

2013

    Quarterly Disclosure Statement
updated 08/07/2015
Quarterly Disclosure Statement
updated 08/07/2015
 

 

Please note: 

Fund updates are uploaded approximately 35 - 45 working days after each quarter end. So for example, for quarter end 30 June, the corresponding files are uploaded to our website approximately mid to late August. Each quarter update contains annualised data.

Outside of these timeframes, we update the files when we receive updates from managers. We update these each Monday so we recommend you check this page each Monday afternoon for the latest updates.

Quarterly and Annual Periodic Disclosure was previously required under the KiwiSaver (Periodic Disclosure) Regulations 2013 which has since been repealed by the Financial Markets Conduct Regulations 2014.