1. Investors
  2. Free resources

Free resources

Page last updated: 20 Feb 2019

Want to easily compare KiwiSaver, managed funds and regulated shares and bonds

Use the Smart Investor tool from Sorted. Sorted Smart Investor logo

How much of your KiwiSaver return is made up of fees

Find out by using our KiwiSaver Tracker. It shows you how much of your fund return you’re paying in fees and compares your KiwiSaver fund against similar ones.

Use an FMA-licensed provider

Some businesses and individuals register on the Financial Services Provider Register (FSPR) to mislead overseas investors that their activities are regulated by us or other authorities. 

Read more



Baca maklumat ini dalam bahasa Melayu 

اقرأ هذه المعلومات باللغة العربية

What to expect when dealing with a financial services provider

Read more

Your guide to selected financial information

Understanding the company's financial position before you invest is important.  See our guide that helps explain the 'selected financial information' table in a product disclosure statement (PDS).

Read more

Your guide to capital notes

Capital notes are often issued by well-known banks, but are riskier than bank deposits. They may not be suitable for many investors so it pays to understand the complex and potentially risky nature of these investments, and whether they are suitable for you.

Read more

Your guide to product disclosure statements

Product disclosure statements (PDS) provide you with essential information to help you decide whether to invest in a financial product. It uses clear language to explain the product and replaces older forms of financial product disclosure information such as investment statements and prospectuses.

Read more

Your guide to foreign exchange trading

Online foreign exchange trading (also known as forex or FX trading) is used by some people to try to make a quick profit by betting on the changing value of foreign currencies. But they are just as likely to lose money as make it.

Read more

Peer-to-peer lending: tips for lenders and borrowers

Have you ever let a friend or family member borrow money? Well, that’s a small form of peer-to-peer lending. One of your peers needed money, you offered a loan.

This idea has led to another way to match people who want loans with people who are potentially willing to fund those loans. The matching is done via an intermediary – a peer-to-peer lending service.

Read more

Crowdfunding: investing with the crowd

Crowdfunding works by many people (the crowd) putting in small amounts to raise money for a company or project.

Financial laws apply to equity crowdfunding. When you put money into equity crowdfunding, you’re buying shares. Typically, this will be in small or start-up businesses, meaning you become a part owner of the business.

Property syndicates

Property syndicates enable you to invest in commercial, residential and industrial property by pooling your money with other investors. They typically offer higher returns but can be riskier than other forms of property investment. It’s also important to note that high returns aren’t guaranteed and your money will usually be locked in.

Read more

Read our property syndicate checklist

Become a smart investor: the do’s and the don'ts

A smart investor takes the time to understand the basic principles of investing and gets financial advice to help develop and keep to a sound investment plan.

In order to become a smart investor, there are specific ‘do’s’ and ‘don’ts’ you should consider.

Read more

KiwiSaver: are you getting the right advice

KiwiSaver is an easy and affordable way to save for your retirement. To get the best out of your KiwiSaver scheme, it’s important to ask questions to help you make informed decisions.

There are three different types of information or advice you can receive, including ‘general information’, ‘class advice’ and ‘personalised advice’. It is important you understand these different types of advice when making decisions on KiwiSaver options.

Read more

Be wary of ‘low ball’ offers

A ‘low ball’ offer is an unsolicited offer to buy an investment from you at significantly below the market price and/or where payment is spread over a long period of time.

‘Unsolicited’ means that you do not know the person making the offer and that the offer is not part of an offer process such as a share buyback from the company whose shares you hold or a takeover.

Read more

5 questions to ask your financial adviser

We encourage anyone who is thinking of investing, to seek financial advice first. Yet, as part of seeking advice, it is important to know what you’re looking for.

When talking to a financial adviser there are several important questions you should always ask. We’ve outlined five essential questions.

Read more

How to spot an investment scam

Every year New Zealanders lose millions of dollars in investment scams. As part of being a smart investor, it’s important to learn how to identify some of the tricks scammers use in order to be able to protect yourself.

Read more

A director’s guide: the essentials of being an effective director 

Being a director is more than just a title. This guide outlines some of the essential behaviours directors should demonstrate to meet legal, regulatory and ethical standards for directors, and tells you where you can go to find out more information.

Read more